Saturday, March 13, 2021

Who used the Village’s FACEBOOK for campaigning?

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Village of Poplar Grove's Electioneering Communications -

BY JOHN KRAFT & KIRK ALLEN

ON MARCH 10, 2021

Poplar Grove, IL. (ECWd) -

It has come to our attention that the Village of Poplar Grove has been using its official Facebook page for electioneering purposes - in favor of the current Village President, Owen Costanza.

Use of official government communications, like email and social media, for electioneering purposes, is wrong and we urge residents of Poplar Grove to file an official complaint to either the Village's Ethics Commission (if there is one) or the Illinois State Board of Elections.

This gives an unfair disadvantage to other candidates and gives the impression that the Village is taking sides in the upcoming election. No amount of couching it as an informative listening session or "coffee talk" while advertising it as a "Re-elect Costanza" event could bring it into compliance.

These advertisements also pulled Illinois State Representative Joe Sosnowski into the electioneering issue, since his name is listed as a speaker at this event. He should have known better.

Screencaps of electioneering communications on Poplar Grove's official Facebook page:

Above is from:  https://edgarcountywatchdogs.com/2021/03/village-of-poplar-groves-electioneering-communications/?highlight=Owen%20Costanza

Friday, March 12, 2021

March 12: 1763 New COVID 19 in Illinois

May be an image of text that says 'DAILY REPORT COVID-19 March 12, 2021 Public Health Boone County Health Department COVID-19 COMMUNITY UPDATE Boone County Boone County Boone County Positivity Rate Daily Case Count Daily Death Count 4.1% 8 0 Seven-Day Rolling Average 5,974 Cumulative Cases Illinois Positivity Rate 2.6% 70 Cumulative Deaths Illinois Daily Case Count 1,763 Seven-Day Rolling Average Illinois Daily Death Count 39 1,206,172 Cumulative Cases 20,901 Cumulative Deaths All data are provisional and subject to change.'

March 12: Johns Hopkins COVID 19 Report

COVID-19

Updates on the COVID-19 pandemic from the Johns Hopkins Center for Health Security.

Additional resources are available on our website.

The Center also produces US Travel Industry and Retail Supply Chain Updates that provide a summary of major issues and events impacting the US travel industry and retail supply chain. You can access them here.

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EPI UPDATE The WHO COVID-19 Dashboard reports 118.1 million cases and 2.6 million deaths as of 5:00am EST on March 12.

March 10 marked the 1-year anniversary of the WHO designating COVID-19 as a pandemic.

Global Vaccination

The WHO reported 300.0 million vaccine doses administered globally, including 180.7 million individuals with at least 1 dose. The dashboard does not yet include daily vaccinations.

Our World in Data reports that 335.4 million vaccine doses have been administered globally, a 17% increase compared to this time last week. While the daily average is still depressed compared to the previous week, down from 8.1 million to 7.1 million doses per day (-12%), the overall trend continues to increase. At least 129 countries and territories are reporting national vaccination data.

Israel continues to lead the world in most metrics related to SARS-CoV-2 vaccination, but other countries are reporting increasing vaccination volume and coverage. Cumulatively, Israel has administered 106 doses per 100 population. Israel is followed by Seychelles (89) and the UAE (65) as the only 3 countries reporting more than 50 doses per 100 population. In total, 9 countries are reporting more than 25 cumulative doses per 100 population. On a daily basis, Chile is now #1 globally with 1.4 daily doses administered per 100 population, followed by Maldives (1.3), San Marino (1.2), and Israel (1.0) as the only countries reporting 1 or more daily doses per 100 population. A total of 12 countries are administering more than 0.5 doses per 100 population per day.

As vaccination efforts expand, the data on vaccination coverage is increasing as well. Seychelles is currently #1 globally in terms of the proportion of the population that has received at least 1 dose of the SARS-CoV-2 vaccine, with 61.5%. Israel is #2, with 59.0% of its population, followed by the UAE (35.2%)* and the UK (34.0%). In total, 14 countries have reported 1-dose coverage of 10% or greater. In terms of full vaccination coverage, Israel leads all other countries by nearly double. Israel is reporting 47.0% of its population receiving 2 doses of the SARS-CoV-2 vaccine**, followed by Seychelles (27.0%) and the UAE (22.1%). Only 8 countries are reporting full vaccination coverage greater than 5%.

*The UAE has only reported data on January 10 and February 23.

**Israel is using the Pfizer-BioNTech and Moderna vaccines, both of which require 2 doses.

As COVAX continues its first allocation of SARS-CoV-2 vaccines to eligible low- and middle-income countries (LMICs) around the world, more and more countries are initiating SARS-CoV-2 vaccination efforts. With the exception of India, COVAX commenced its global vaccine distribution effort on February 24, with the first shipment arriving in Ghana. At that time, 106 countries and territories were reporting vaccinations administered. Currently, 129 countries and territories are reporting ongoing vaccination efforts. Of the 21 new countries since February 24, 19 are included in the initial COVAX allocation. A number of other countries eligible under COVAX had initiated small vaccination efforts prior to that date as well, and many of those countries have scaled up their vaccination efforts since receiving their first COVAX deliveries.

With the exception of a 1-day spike in doses on February 9, the global average for daily vaccinations remained between approximately 4.6 million and 4.9 million doses per day from January 31 to February 24. The current global average is 7.1 million doses per day, an increase of nearly 50% over a period of 2 weeks. Countries that initiated vaccination efforts prior February 24, including some COVAX countries, continue to increase their daily capacity; however, there is a noticeable change in the global trend around the time that COVAX began to distribute doses.

UNITED STATES

The US CDC reported 29.1 million cumulative cases and 527,726 deaths. Daily incidence and mortality continue to decrease, but at a slower rate than over the past several weeks. Daily mortality is down to 1,484 deaths per day, falling below 1,500 for the first time since November 30, 2020. While the current daily mortality is less than half of the peak on January 13, 2021 (3,378), it is still nearly 30% higher than the summer 2020 peak (1,147).

US Vaccination

The US CDC has distributed 131.1 million doses of SARS-CoV-2 vaccines and administered 98.2 million doses nationwide. In total, 64.1 million people (19.3% of the entire US population; 25.1% of the adult population) have received at least 1 dose of the vaccine, and 33.9 million (10.2%; 13.3%) are fully vaccinated. Among adults aged 65 years and older, 62.4% have received at least 1 dose and 32.2% are fully vaccinated.

The US surpassed 2 million doses administered per day but fell slightly below that benchmark in the most current average (1.99 million)*, including 733,733 individuals receiving their second dose. The breakdown of doses by manufacturer remains relatively steady, with slightly more Pfizer-BioNTech doses (49.7 million) than Moderna (47.7 million) administered nationwide, followed by J&J-Janssen (638,469)**.

*The US CDC does not provide a 7-day average for the most recent 5 days due to anticipated reporting delays for vaccine administration. This estimate is the most current value provided.

**As a 1-dose vaccine, all individuals receiving the J&J-Janssen vaccine are fully vaccinated.

A total of 7.5 million doses have been administered at long-term care facilities (LTCFs)***, including residents and staff. This covers 4.8 million individuals with at least 1 dose and 2.7 million with 2 doses.

***The dashboard only includes data for doses administered through the Federal Pharmacy Partnership for Long-Term Care (LTC) Program. It does not report data from West Virginia, which opted out of the program.

The Johns Hopkins CSSE dashboard reported 29.3 million US cases and 531,276 deaths as of 12:30pm EST on March 12.

EU AUTHORIZES J&J-JANSSEN VACCINE On March 11, the European Commission issued a conditional marketing authorization for the J&J-Janssen SARS-CoV-2, based on the recommendation of the European Medicines Agency (EMA). This is the fourth vaccine available in the EU, but the first 1-dose vaccine authorized in Europe. The EMA indicated that the full risk management plan and clinical data will be available in the coming days. J&J is expected to deliver 200 million doses to the EU by the end of June 2021. That contract also allows EU member states to purchase an additional 200 million doses.

COMPARING VACCINES As more data become available from Phase 3 clinical vaccine trials, it is natural to compare vaccines’ performance characteristics against each other. For example, the Mayor of Detroit, Michigan, reportedly declined a shipment of the J&J-Janssen vaccine in favor of prioritizing the Pfizer-BioNTech and Moderna vaccines. But unlike many products that have well-established standards and metrics, the clinical trials for each vaccine were designed and implemented independently, which makes direct comparison difficult. The focus on specific efficacy numbers between trials may not provide the whole picture. The relatively small numbers of severe cases and deaths in the clinical trials for all of the vaccines so far make it more difficult to evaluate their efficacy in preventing more severe forms of COVID-19, as a single case could result in major changes to the efficacy estimates.

Health officials and experts continue to emphasize the importance of vaccination, regardless of which vaccine is available: “The best vaccine is the one that’s in your arm.” This does not mean that the vaccines are identical in terms of their performance, but regardless of whether one specific vaccine is slightly more efficacious than another, any of them will provide more protection—and a high degree of protection—than no vaccine at all. And beyond the direct effect to the vaccinated individual, evidence continues to emerge that vaccination reduces the risk of infection, which could contribute to broader community protection in the form of herd immunity.

GLOBAL VACCINE ACCESS Approximately 190 countries, including 64 high-income countries, have joined the COVAX effort, which aims to distribute SARS-CoV-2 vaccines equitably to low- and middle-income countries. Many higher-income countries have made their own arrangements directly with vaccine manufacturers, including some that have secured access to considerably more doses than needed to fully vaccinate their population. In fact, 11 countries have secured enough supply to vaccinate 2.9 billion people beyond their own populations, including the US and Canada. Even as vaccine production continues to scale up, access remains largely limited to higher-income countries, posing significant questions regarding global equity and potential barriers to bringing the pandemic under control.

Several countries, such as France and Norway, already have committed to sharing their vaccine supply with other countries in the midst of their own vaccination efforts. The US has indicated it will share excess supply, but not until all Americans are vaccinated. Reportedly, Mexico requested the US share some of its current vaccine inventory, and after the request was denied, it negotiated an agreement with multiple Chinese manufacturers—including Sinovac, CanSino Biologics, and Sinopharm—to supplement its supply. But while some higher-income countries appear to be reserving much of the available supply, some LMICs are supporting their neighbors. For example, Chile donated 40,000 doses of its Sinovac vaccine supply to Ecuador and Paraguay, even though it qualifies to receive doses under COVAX.

While the US has indicated it does not intend to share its existing supply of authorized vaccines right away, the federal government reportedly has tens of millions of doses of the AstraZeneca-Oxford vaccine that it is currently unable to use. The AstraZeneca-Oxford vaccine is not yet authorized for use in the US, but it is in a number of other countries. According to multiple news media reports, there are ongoing discussions in the US government, including with AstraZeneca, regarding whether these doses can and should be donated to other countries. Officials from AstraZeneca reportedly requested the US government “loan” doses for distribution in Europe, where the company is behind schedule in fulfilling purchase agreements. Because the vaccine was developed with support from funding issued under the Defense Production Act, the doses manufactured in the US require presidential authorization before being exported.

ASTRAZENECA-OXFORD VACCINE & BLOOD CLOTTING Several countries across Europe have partially or fully suspended the use of the AstraZeneca-Oxford SARS-CoV-2 vaccine following reports of blood clotting (thromboembolic) in some vaccinated adults, including multiple deaths. The European Medicines Agency (EMA) is investigating the reports. Austria, Bulgaria, Estonia, Lithuania, Luxembourg, Latvia, and Italy have suspended the use of at least some batches of the AstraZeneca-Oxford vaccine. Additionally, Denmark, as well as non-EU members Iceland and Norway, completely suspended use of the vaccine for at least 2 weeks as EMA and national regulatory agencies conduct their investigations.

On March 11, the EMA issued a statement indicating that the available evidence does not suggest a link between vaccination and the thrombolytic conditions, noting that they are not listed as a side effect of the vaccine. As of March 10, 30 cases of thromboembolic events had been reported among nearly 5 million people vaccinated with the AstraZeneca-Oxford vaccine. The EMA’s safety committee urged countries to continue AstraZeneca-Oxford vaccination campaigns, as “the vaccine’s benefits continue to outweigh its risks.” A spokesperson for AstraZeneca emphasized that patient safety was the company’s highest priority and that peer-reviewed clinical trial data demonstrate that the vaccine is generally well tolerated.

US VACCINE EQUITY As access to SARS-CoV-2 vaccines continues to grow in the US, states are struggling with equitable distribution. Nationwide, there is aconsistent pattern of disparities in vaccine coverage of racial and ethnic minority communities, particularly relative to their disproportionate burden of COVID-19 incidence and mortality. In Alabama,NPR reports that some local officials have accused the state of not distributing vaccines to Black-majority communities because of an unsubstantiated fear that the doses will go unused because of a lack of interest in getting vaccinated. In Michigan, state officials areengaged in a partisan battle over the use of the US CDC's Social Vulnerability Index—used to distribute aid following natural disasters based on economic and demographic factors—to help guide its vaccine distribution. Elected officials in some White-majority parts of the state have expressed concern that distribution based on the index has prevented older residents in their communities from accessing the vaccine, leaving them at elevated risk for severe disease and death.

But some states, likeColorado, are moving their focus to equitable distribution, with the intent to reach racial and ethnic minorities and rural residents who typically have less access to health care. Colorado plans to send 40% of its doses to local public health agencies and safety net clinics and 15% to “equity clinics,” which are located in underserved areas; provide services in multiple languages; and provide additional information on other services, such as food banks and rental assistance.California made a similar

shift this week, announcing that 40% of its vaccine allocation would be directed to 446 communities that fall in the bottom quartile of the state’s Healthy Places Index. These communities represent approximately 40% of the state’s COVID-19 cases and deaths.

BRAZIL Brazil isexperiencing a deadly surge of COVID-19 incidence, with hospital ICUs nearing or exceeding capacity and daily mortality reaching record highs. While many nations are experiencing decreasing incidence and mortality,Brazil is facing its worst surge, averagingnearly 70,000 cases per day. Brazil reported a record number of COVID-19 deaths on March 10 (2,286) and surpassed the US as#1 globally in terms of daily mortality.

According to astudy by the Oswaldo Cruz Foundation (Fiocruz), more transmissible and lethal SARS-CoV-2 variants of concern are now dominant in at least 6 Brazilian states, including Amazonas, where the P.1 variant first emerged. Because the virus continues to spread rapidly within the country, researchers are warning Brazil is nowhome to potentially hundreds of new variants, increasing the possibility of an even more dangerous variant emerging and spreading globally. President Bolsonaro continues toadamantly oppose COVID-19 risk mitigation measures, leaving state and local governments to implement their own restrictions. Some experts have also blamed President Bolsonaro for not securing more vaccine doses. Withless than 2% of the population fully vaccinated, Brazil must implementmore rigorous risk mitigation measures in order to bring its epidemic under control.

LONG-TERM CARE FACILITY GUIDANCE On March 10, the Centers for Medicare & Medicaid Services announced updatedvisitation guidance for long-term care facilities (LTCFs), developed in collaboration with the US CDC. The guidance allows for increased indoor visitation for all residents, regardless of the vaccination status of the visitor or the resident. The guidance lists 3 conditions that would limit visitation for: (1) unvaccinated residents, if the local test positivity exceeds 10% and less than 70% of facility residents are fully vaccinated; (2) residents with confirmed SARS-CoV-2 infection, regardless of vaccination status; and (3) residents who are in quarantine following a known exposure, regardless of vaccination status. While indoor visits are allowed,outdoor visits are preferred. These changes come among a continueddecrease in daily COVID-19 incidence across much of the country and an increase in vaccination coverage at LTCFs.

VACCINE DISTRUST & HESITANCY In Pakistan, thelegacy of fake vaccination programs conducted by the US Central Intelligence Agency (CIA)—such as the program used to locate Osama bin Laden in 2011—is reportedly contributing to vaccine distrust during the pandemic. Mistrust of vaccinators in Pakistan, stemming in part from these operations, has impacted polio eradication efforts, and it threatens to hinder SARS-CoV-2 vaccination efforts. In addition to the potential effect on vaccination coverage, vaccinators and other health workers could face risks of violence due to concerns they support intelligence services. According toan investigation by Vice, there may be more willingness among Pakistanis to accept Chinese or Russian vaccines than those developed in Europe or the US.

In Ukraine, vaccine hesitancy is reportedlystemming from concerns that government corruption and incompetence led to the distribution of ineffective or dangerous vaccines. Additionally,misinformation spread by politicians is negatively affecting perceptions of SARS-CoV-2 vaccine safety and efficacy. A nationwide survey conducted by the Kyiv International Institute of Sociology estimated that 60% of the population is unwilling to get vaccinated. Ukraine received 500,000 doses of the AstraZeneca-Oxford vaccine in late February, but it hasadministered fewer than 40,000 doses nationwide.

In the US, apoll conducted by Monmouth University found that 24% of respondents do not intend to get vaccinated, and another 21% indicated that they will wait for others to get vaccinated before making a decision. A majority of respondents either already received the vaccine (16%) or intend to get vaccinated when they become eligible (38%). Vaccine hesitancy among people of color declined from 22% in January 2021 to 14% in the most recent poll. There remains a stark divide along political divisions, with 36% of Republican respondents indicating that they do not intend to get vaccinated, compared to 6% among Democrat respondents.

US VACCINE SUPPLY & COVID-19 RELIEF BILL On March 11,US President Joe Biden addressed the nation and outlined thenext phase of the US COVID-19 response. He expressed hope that the US can return to some semblance of normalcy by July 4th (Independence Day). Notably, President Biden indicated that he is directing all states, territories, and tribes toexpand eligibility for SARS-CoV-2 vaccines to all adults by May 1. Earlier in the day, hesigned the American Rescue Plan,a US$1.9 trillion bill that provides funding for vaccine distribution, stimulus checks, expanded unemployment benefits and child tax credits, SARS-CoV-2 testing, schools, and state and local governments. Additionally, thefederal government plans to purchase another100 million doses of the J&J-Janssen vaccine, which would bring theUS total to 800 million doses ordered from 3 manufacturers, more than enough to fully vaccinate the entire US population. The federal distribution of the Pfizer-BioNTech and Moderna vaccines to state governments and pharmacies will increase to more than 20 million doses per week.

VACCINE EFFICACY Pfizer issued a press release that discusses effectiveness data from Israel’s vaccination program. Based on data collected from January 17-March 6, 2021, the Pfizer-BioNTech vaccine was at least 97% effective in preventing symptomatic COVID-19 cases, hospitalizations, and deaths. Furthermore, the vaccine demonstrated 94% effective in preventing asymptomatic SARS-CoV-2 infections. Notably, the data were collected at a time when the B.1.1.7 variant was the dominant circulating strain in Israel, providing further evidence that the Pfizer-BioNTech vaccine remains effective against this variant.

Novavax reported the final efficacy analysis from Phase 3 clinical trials in the UK for its vaccine candidate. The Phase 3 trials included more than 15,000 participants, including 27% over the age of 65. The vaccine demonstrated 96.4% efficacy against any COVID-19 disease caused by the original SARS-CoV-2 strain and 86.3% efficacy against the B.1.1.7 variant. Additionally, the vaccine completed Phase 2b clinical trials in South Africa, demonstrating 55.4% efficacy among HIV-negative participants in an area where the B.1.351 variant is dominant. While efficacy against the B.1.351 variant was lower, the Novavax candidate was 100% efficacious in preventing severe COVID-19 disease, including hospitalization and death, across both the Phase 3 and 2b trials. To our knowledge, the full clinical trial data has not been published publicly or subjected to peer review.

Wednesday, March 10, 2021

March 10: 1682 New COVID 19 Cases in Illinois

Vaccine available to all in Winnebago County



May be an image of text that says 'COVID-19 Vaccination Update The Commuty-Based Vaccination Site is available for all Illinoisans Vaccinations are by appointment ONLY Register at www.wchd.org'May be an image of text that says 'COVID-19 Vaccine Registration The best way to register is at www.wchd.org hrong the online system If you need assistance with registering or don't have compute access, ask a trusted friend or family member to assist you If you are still unable to register, call the COVID-19 hotline at 815-319-6705 Winnebago County Health Department'

March 9: 1510 New COVID 19 Cases in Illinois

May be an image of text that says 'DAILY REPORT COVID-19 March 9, 2021 Public Health Boone County Health Departmen COVID-19 COMMUNITY UPDATE Boone County Boone County Boone County Positivity Rate Daily Case Count Daily Death Count 3.4% 5 0 Seven-Day Rolling Average 5,956 Cumulative Cases Illinois Positivity Rate 2.7% 70 Cumulative Deaths Illinois Daily Case Count 1,510 Seven-Day Rolling Average Illinois Daily Death Count 16 1,201,027 Cumulative Cases 20,781 Cumulative Deaths data are provisional and subject o change.'

Costanza repeatedly “diss” by Edgar County Watchdog


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MARCH 10, 2021

FEATURE, POPLAR GROVE

Poplar Grove Candidate’s Run-in with Insurance Licenses In Three States -

BY JOHN KRAFT & KIRK ALLEN

ON MARCH 8, 2021

POPLAR GROVE, IL. (ECWd) -

Update: Owen Costanza responded to this article: (Read it here)

Mayoral Candidate’s Run-in with Insurance Licenses In Three States: Fined $31,500

When a candidate, any candidate, touts their public service and their honesty, without revealing the truth in their past dealings with state regulatory agencies, we believe the people have a right to know.

Such is the case with Owen Costanza, current Mayor, and 2021 Mayoral Candidate, for the Village of Poplar Grove.

His campaign webpage talks about his “work ethic” and applying his business management experience to village operations.

Below, we discuss his “work ethic” and “business management experience” as observed through the eyes of Insurance regulators in Indiana, Wisconsin, and Illinois.

Some of this includes lying on applications for business insurance licenses by failing to disclose criminal convictions and failing to disclose termination of his company for allegations of misconduct. Paying civil penalties of $31,500.00 to various state departments of insurance, failing to tender paid premiums to insurance providers, and improper withdrawals from several accounts, among others.

We have asked Owen Costanza to provide comments on these issues, he has yet to respond.

ILLINOIS

On February 18, 2015, a “STIPULATION AND CONSENT ORDER” was signed by Costanza, Licensee and representative of RMS Service Group, Inc., d/b/a as Alliance Insurance Agency, which supersedes the Order of Revocation dated April 3, 2014. This matter was on the Revocation of licensing authority of RMS Service Group d/b/a as Alliance Insurance Agency

In this signed ORDER:

  • Respondent shall pay a civil penalty of $30,000 to the Director of the Illinois Department of Insurance
  • Voluntarily agree to revocation of the Business Entity license of RMS Service Group, Inc. d/b/a/ as Alliance Insurance Agency
  • The Premium Fund Trust Account (“PTFA”) was deficient for 117 days and pertained to 17 consumers, ranging from $200.14 to $24,574.16 with an average of $15,240.35
  • Collected insurance premiums from three customers between Aug 2, 2010 and Oct 21, 2010, and failed to forward the premiums to the insurer within the required timeframe – holding four premiums for an average of 301 days
  • During March 2010, made unlawful withdrawals totaling $9,400 from the PTFA account, $10,733.97 from the Main account, and $16,385.66 from the Operating account
  • On Sep 22, 2010, deposited $365.83 from a consumer for homeowner’s insurance policy, then paid the insurer $196.40, but did not repay the $169.43 to the consumer until more than a year later
  • Charging service fees without a service fee agreement
  • Check register did not include positive running balances after each deposit or disbursement – and had a negative balance on 32 separate dates
  • Maintaining a Bond of $2500.00 when, in 2010, the minimum amount of the Bond for 2011 should have been $7342.00
  • Failed to disclose the 2008 denial of a Business Entity and Licensee’s application in the State of Wisconsin for failing to disclose previous criminal convictions on an insurance license application and failing to disclose a company termination for allegations of misconduct
  • Failed to disclose the 2010 State of Indiana civil penalty against the Licensee for failing to disclose previous criminal convictions, having judgment withheld or deferred, pending criminal investigation, or being named in an administrative proceeding
  • Falsely answered “NO” to question #2 of the application about their involvement in an administrative proceeding, regarding whether administrative action was taken by another State on their 2010 and 2012 application for renewals for a license
  • Conducting business in a name other than the name on the license issued for a Business Entity
  • Check register examined by the Department did not have all check issues listed and was not accurate as the actual checks issued with the correct check number
  • Other issues with listings of deposits or monies received
  • No bank reconciliations between 2008 and 2011
  • Bank accounts listed as Premium Trust Account and a check was written from that account on Sep 9, 2010 (we cannot locate any more information about this check to report who it was written to)

INDIANA

On September 21, 2010, the Indiana Commissioner of Insurance filed a “FINAL ORDER AND APPROVAL” and another filing labeled “AGREED ENTRY” in Cause Number 9384-AG10-0831-135, which is labeled as “Enforcement Action” naming Owen Costanza as the Agent/Respondent to Indiana Insurance License Number 425943.

In the signed filings for this Cause:

  • Respondent shall pay a $1500 civil penalty to the Indiana Department of Insurance
  • Respondent falsely indicated “NO” to the question of whether he had ever been convicted of a crime, had a judgment withheld or deferred, or was currently charged with committing a crime
  • Respondent falsely indicated “NO” to the question of whether he had ever been named as a party in an administrative proceeding regarding any professional or occupational license or registration
  • Respondent falsely indicated “NO” to the question of whether he had ever had an insurance agency contract or any business relationship with an insurance company terminated for any alleged misconduct

WISCONSIN

  • Licensed DENIED for 31 days based on allegations of failing to disclose previous criminal convictions on an insurance license application and failing to disclose a company termination for allegations of misconduct. November 2008 (See page 41


Above is from:  https://edgarcountywatchdogs.com/2021/03/poplar-grove-candidates-run-in-with-insurance-licenses-in-three-states/?highlight=Owen%20Costanza

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MARCH 10, 2021

FEATURE, POPLAR GROVE

Owen Costanza's Response Misleading; Doesn't Match Public Records -

BY JOHN KRAFT & KIRK ALLEN

ON MARCH 9, 2021

POPLAR GROVE, IL. (ECWd) -

Yesterday we published complaints against Owen Costanza by the Illinois, Indiana, and Wisconsin State Insurance Licensing Regulators, and Costanza responded with his version of what he was willing to tell us.

These were as recent as 2011 and 2015 (Stipulation and Consent Order) - not things that happened "in his 20s".

The problem is, his response does not match with public records obtained from state regulatory agencies.

Last night I sent him follow-up questions, but instead of answering them, he took to social media to gain sympathy and peddle misinformation. In the social media post, he conveniently "forgets" to mention the most important part of the questions I sent him, which was the Letter of Termination, his blaming other people, and his claims of disorderly conduct instead of what it actually was.

In Costanza's response letter to our article:

  • he blamed employees for "accidentally" lying on the license applications in two states
  • claimed the conviction was a "disorderly conduct" when he was 24 years old
  • he blamed a business partner on his issues in Illinois, claiming the business partner did not follow guidelines and there was money that needed to be replaced, and since he [Costanza] was the one with the license, he was the one responsible

In the FOIA responses:

  • Indiana Director of Fraud Investigations sent a letter detailing Costanza's convictions, which include:
    • pleading guilty to false reporting in 1995 in Boone County (withhold judgment)
    • pleading guilty to writing a bad check in 1999 in Boone County
    • terminated for cause in 1995 from Liberty Mutual with allegations that he filed a false insurance claim - and also noted that the Illinois Department of Unemployment Insurance ruled there was insufficient evidence to support the allegation
    • that Costanza's 2008 application for insurance license in Wisconsin was denied for 31 days for failure to disclose the criminal convictions and for failing to disclose his termination for cause from Liberty Mutual
  • RMS Service Group issued a Letter of Termination to Costanza in 2011 (related to the $30,000 penalty from Illinois) accusing him of the following:
    • immediately terminating Costanza's employment with RMS Service Group, effective January 27, 2011
    • that Costanza altered access to the Applied Systems TAM application, access to the phones, and changed company passwords at their insurance company databases
    • that Costanza opened an unauthorized business account at Poplar Grove State Bank
    • that Costanza conducted a mass deletion of emails without permission or authorization
    • that these actions were done following being confronted on January 15, 2011, with unauthorized disbursements made to [Costanza] and on Costanza's behalf from the Premium Fund Trust Account maintained at National City Bank
    • that he was confronted with and asked to explain altered customer premiums that did not reconcile with insurance policies issued to said customers
    • that he formed RMS Insurance Services, Inc. on January 16, 2011, in Poplar Grove and that the RMS Service Group will make sure [Costanza] is held personally liable for any misappropriation of confidential information or trade secrets from it
    • that Costanza is no longer permitted to enter the premises of the company unless escorted by Rashid Sindhu

These are the two vastly differing explanations about his dealings with the State of Illinois Insurance Licensing regulators and his dealings with his past employer.

Just look at the timeline on his termination letter from his employer:

  • January 15, 2011 Costanza is confronted with certain evidence against him
  • January 16, 2011 Costanza starts a new company with a similar name as his current employer's company
  • January 27, 2011 Costanza received the termination letter

Add to that, the State of Illinois Department of Insurance investigation against him, which ended with a $30,000 civil penalty and voluntary revocation of his Business Entity License. This investigation and resolution closely align with the Letter of Termination.

All we asked for was honest responses, and after further review, his response was far from honest.

We ask you, our readers, to click on the links provided and read the documents for yourselves.


Above is from:  https://edgarcountywatchdogs.com/2021/03/owen-costanzas-response-misleading-doesnt-match-public-records/?highlight=Owen%20Costanza

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MARCH 10, 2021

FEATURE, POPLAR GROVE

Village of Poplar Grove's Electioneering Communications -

BY JOHN KRAFT & KIRK ALLEN

ON MARCH 10, 2021

Poplar Grove, IL. (ECWd) -

It has come to our attention that the Village of Poplar Grove has been using its official Facebook page for electioneering purposes - in favor of the current Village President, Owen Costanza.

Use of official government communications, like email and social media, for electioneering purposes, is wrong and we urge residents of Poplar Grove to file an official complaint to either the Village's Ethics Commission (if there is one) or the Illinois State Board of Elections.

This gives an unfair disadvantage to other candidates and gives the impression that the Village is taking sides in the upcoming election. No amount of couching it as an informative listening session or "coffee talk" while advertising it as a "Re-elect Costanza" event could bring it into compliance.

These advertisements also pulled Illinois State Representative Joe Sosnowski into the electioneering issue, since his name is listed as a speaker at this event. He should have known better.

Screencaps of electioneering communications on Poplar Grove's official Facebook page:

Above is from:  https://edgarcountywatchdogs.com/2021/03/village-of-poplar-groves-electioneering-communications/?highlight=Owen%20Costanza