Friday, February 22, 2013

Townships and General Assistance

There has been so much discussion this past year concerning  Belvidere Township’s administration of assistance to the poor, I thought it would be good to look at what other townships in other counties do.

Here is DeKalb Township and other townships of DeKalb County’s program. 

The following is take from their website:  http://dekalbtownship.com/general-assistance/

General Assistance

DeKalb Township
General Assistance Programs

 

Assistance Information

Assistance Programs provided by Supervisor Johnson’s Office

DeKalb Township offers financial assistance to families and individuals in need. The following are brief descriptions of the various types of assistance. For further information please contact DeKalb Township at (815) 758-8282

General Assistance

General Assistance is administered to individuals or families in need who meet the financial and non-financial requirements. A component of general assistance is workfare. Those determined eligible for general assistance are assigned to work at a non-profit organization, if positions are available, in return for their assistance and must be currently seeking full time employment or be pending disability. Applications are taken at the DeKalb Township Office by appointment.

Eligibility for assistance is determined by income, assets, and cooperation with the program. If you are currently receiving General Assistance from another township or Categorical Assistance, such as TANF, SSI, Refugee and Repatriation Assistance, you may not receive General Assistance.

Emergency Assistance

Emergency Assistance is administered to persons once in a twelve month period with a lifetime maximum of 5 times. Applicant must be a Township resident who has received a utilities disconnection notice (not for non-payment of deposit), and/or a five day notice on rent or behind on mortgage payments. Applications are taken at the Township Office by appointment.

You may not receive general assistance and emergency assistance at the same time. You must be ineligible for general assistance in order to be potentially eligible for emergency assistance. Income, assets, and cooperation with the program will determine eligibility. This is an optional program and not all townships administer this program. Emergency Assistance is paid directly to a vendor such as a landlord or utility company.

Medical Assistance

Medical assistance only pays for necessary and essential medical services. It is only available if the applicant qualifies for General Assistance and has no other source of medical coverage. Preventive care is not considered essential. Prior approval is required on all medical and dental care unless an emergency exists. If an individual has filed for medical assistance based on a disability with the Illinois Department of Human Services and has been denied medical assistance, they should appeal the decision.

Other DeKalb County Townships

Because DeKalb Township has full time, professionally trained, general assistance staff the following townships have contracted with DeKalb Township to process their general assistance applications and cases: Afton Township, Clinton Township, Cortland Township, Franklin Township, Genoa Township, Kingston Township*, Malta Township, Mayfield Township, Pierce Township, Sandwich Township, Shabbona Township, Somonauk Township, South Grove Township*, Squaw Grove Township, Sycamore Township*.

Townships that have DeKalb Township process their Assistance Programs reimburse the township for direct expenses associated with the applications and pay a processing fee for each case.

* Township that does not offer Emergency Assistance

Mortgage settlement wipes out $614M in debt in Illinois - Chicago Tribune

February 21, 2013|By Mary Ellen Podmolik | Tribune staff reporter

…People remain confused by the loan modification process, and there are continued stories of dual tracking, working with borrowers on loan modifications while also pursuing foreclosure judgments against them. Borrowers are having to submit the same documentation multiple times. Questionable fees are being added to the total sums due. Different employees are offering conflicting information to borrowers.

"What I had expected, where we're heading, I expected slow and steady improvement," Smith said in an interview while in Chicago Thursday. "These are large and complex enterprises but that is not an excuse."….

In Illinois, of the 20,044 borrowers who received assistance from the nation's five largest servicers between March 1 and Dec. 31, 3,794 received principal writedowns on first or second mortgages while another 5,928 borrowers saw their second lien obligations erased, according to the report. Altogether, those principal writedowns and extinguishments totaled $614.5 million.

Another 5,831 Illinois homeowners sold their homes through short sales and 2,629 completed mortgage refinancings, with an average interest rate reduction of 2.32 percent

Click on the following for more details:  Mortgage settlement wipes out $614M in debt in Illinois - Chicago Tribune